The Insider’s Guide to Winning the Mortgage Game
In this comprehensive but incredibly easy-to-read book, licensed Mortgage Broker and “Mortgage Guru” Zack Ahsan takes you on a guided tour of what you need to know to Win the mortgage game. It’s essential reading for All would-be home buyers and sellers.
The Insider’s Guide to Winning the Mortgage Game
Mortgage Mistakes
Mortgage Mistakes – The Top Reasons Your Lender Can Say “No!” and How to Avoid Them can help you identify and avoid the primary sources for headaches during the mortgage process and declined mortgage applications.
Mortgage Mistakes
Mortgage Ripoffs and Money Savers: An Industry Insider Explains How to Save Thousands on Your Mortgage or Re-Finance
- ISBN13: 9780470097830
- Condition: New
- Notes: BRAND NEW FROM PUBLISHER! BUY WITH CONFIDENCE, Over one million books sold! 98% Positive feedback. Compare our books, prices and service to the competition. 100% Satisfaction Guaranteed
Mortgage Rip-offs and Money Savers reveals how the mortgage industry cheats borrowers out of billions in extra costs every year. Mortgage industry insider Carolyn Warren taps her decade of experience with lenders to expose the tricks, lies, and dirty little secrets they don’t want you to know. With her expert guidance, borrowers will save tens of thousands when they avoid the traps so many consumers fall into. Having this inside information is the only way borrowers can truly get the best possib
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The New Rules for Mortgages
- ISBN13: 9781592579488
- Condition: USED – Like New
- Notes: 100% Satisfaction Guarantee. Tracking provided on most orders. Buy with Confidence! Millions of books sold!
New rules in the housing market call for a new rulebook…
A wealth of info for consumers and mortgage professionals.
In the current credit environment, rules have changed for prospective home buyers-and this book explains them. Beginning with what makes up a FICO score, how to improve that score, and how to show a better credit profile; The New Rules for Mortgages explains the new credit guidelines that apply to mortgages. It sheds light on issues that can arise with appraisals,
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Question by YEEH!: Mortgage???????????
I recently got a letter from my bank saying I owed them $ 199 from “late payments” on my mortgage. (you know how your mortgage is due and if you pay it late they tack on a charge) Well, everytime my husband went to pay our mortgage even if it was late, the bank teller never tacked on the charge. Anyways, they are saying their going to take us to collections for the amount due, does this mean their going to try and take our house? We have never missed a month on our mortgage, just a few times they didnt tack on the late charge…can anyone answer?
It’s was late a few times because our son was sick and we spent a ton of money going back and forth to st judes. But that wasn’t my question, will they try and take our house?
and we are making them on time now.
Best answer:
Answer by perfect_picasso
try to pay early on your mortgage – why is it late?
Give your answer to this question below!
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You owe the money, whether or not they neglected to charge you for it. Just pay it. And try to make those payments on time; they’re negatively affecting your credit rating.
It depends on where you are located within the states, but if you have acquired a “homestead” then that protects your home from creditors who might try to place a lien on your home. As for the charges, it depends on how late they are. There is normally a 10 to 15 day grace period in which you can pay your mortgage without being late, now even though you are within the month it is due, if after that 10 to 15 day grace period, they do a percentage charge. This also depends on the type of loan you have. Try to communicate with them and ask if you can do increments of pay, along with the following months mortgage note being due. $ 199 is not a lot, so before they pay a collection agency, they will more than likely be willing to work out a payment plan with you. Remind them how you always pay your mortgage on time, and that you weren’t sure that you really owed those late fees. Research your mortgage statements, as well as your bank statements and see if there is a discrepancy somewhere regarding a payment to your mortgage company. Also, if you don’t have a “homestead” do go down to you local county building and find out the process and fees to getting your homestead immediately. Good Luck and be Safe…(smiles)
No, they will not take your house.They will however, turn you over to collections which will affect your future borrowing power. Pay it (even if not all in one lump sum) and don’t be late again.
Sounds to me like their taking what you owe for the late payments to collections unless you pay it. I would call first thing and get it straightened out..they normally work well with you.
Good luck.